Chase Freedom Ultimate Reward card offers 5% cashback in select categories that change every quarter. You must log in to your account and activate the rewards in order to receive the cashback. Then use your Chase Freedom card at merchants within those categories to be eligible for 5% back. You can earn a maximum of $75 each quarter. The current cashback categories (April through June 2020) are grocery stores, fitness clubs, gym memberships, and select streaming services. For a list of eligible merchants and to activate your rewards, visit Chase.com.